roller coaster market.

In the past two days, we have had a crazy market. Yesterday we were down 771 points on the dow jones, 199.61 on Nasdaq and 106.62 on the S&P 500 index. All were historical drops. A lot of it had to do with the bailout plan getting rejected. Congress however today said that a bailout plan will eventually pass. That among other things gave the market confidence. The Dow was up 485, the Nasdaq was up 98.60 and the S&P 500 was up 58.35. Very interesting. I wonder what would happen if the bail out plain never happens. Would the market go in duress again, or would it rally as it did today without a plan? Only time will tell.

week 4

I don't know what to blog about this week. My daughter is 6 months 3 weeks old and she started crawling in week one in her 6th month of life. So it is time to start better baby proofing the home. I have to pick up all my 4 year old son's small toys and put them away. It is so funny to me that 2 weeks into crawling and she is already pulling herself up on everything. I guess I shouldn't be surprised. Her brother started crawling at 5 months and was doing the same thing. I knew it was coming and kinda wanted to hurry up and get to this point. Now that it is here.... I want time to slow down. Six months has gone by entirely to fast. Before I know it I will have a 8 year old and a 4 year old. I am on a 6 year plan to finish my college degree and I want that to go by fast, but not at the expense of my kids growing up just as quick. I joke with my wife that my son and I will be sitting at the table together doing our homework. Which is fine, I hope that sets a good example for him and my daughter. I want them to go to college and I want to be able to prove that college is important. It will be nice not to be a hypocrite when I discuss college and my desire for them to go. Now I know that college is not for everyone and I will not be foolish enough to think I can force them to go. I will however strongly encourage them to pursue higher education. Well, only time will tell what is in store for my little ones. I hope time takes it's time! I would rather slowly get through college than time going by too fast!

Fall is around the corner

I am glad that it is starting to cool off! I like the summer and being able to go to the park, camping and hiking. But I am heat intolerent. I don't like anything above 75%. My wife once upon a time wanted to move to Phoenix. We went there to visit her brother in July. I felt like I was under a blow dryer 24/7! Needless to say that Phoenix is off my list of places to live! At least during the summer seasons. I hear it is really nice in the fall and winter time. The winter is nice because I get to snowboard. That is one of my favorite things to do! I wish I had picked it up sooner. I started snowboarding a year after high school. Do only thing I don't like about winter is the horrible drive and dirty snow! When it first snows and it sticks to the trees, lawns and rooftops......nothing better. I remember after a big snow I used to have artic adventures and journeys walking through the snow. Fun times!

Week 2

So I am starting my second week of school and I made it through the first week. This week I am going to go get my student ID. One of the benefits of having one is student discounts at the movies. I doubt if I ever make it to the movies again, but it is nice to know I have that choice. I have a six month old daughter Brooklyn that started crawling this past weekend. It very exciting to see her development from birth. This is my second go round watching these developmental stages as I have a 4 year old son Justin. He started to crawl at 5 months and walked at 12 months. I wonder when my Brooklyn will start walking? I am not trying to rush this but just curious. I actually wish I could freeze time! They grow up so fast. Before I know it, Justin will be asking to borrow the car and brooklyn will want to tag along and cramp her brothers style. Time really moves fast when you don't take time to smell the roses. I hope that I am being a good father and husband. I have found that I don't watch as much tv, because I am helping Justin with writing his ABC's, playing peek-a-boo with Brooklyn. I am fortunate to have family in town! I just have to use them more to spend more time with my wife. I don't want to let life pass me by. Well any way, pretty funny not much on school in week two, I am getting ready get into the credo assignment for my English class and read chapter for my Western Civilization class. I see you next week!

1st day of school

Today is my first day of school. I have been out of high school for at least 10 years. I have been planning on going back and furthering my education for some time now. Better late then never right. I currently work at Charles Schwab and started there as a intern right out of high school. Don't get me wrong you can make a career with Charles Schwab and I still plan on it, but I want to be prepared just in case things change. Higher learing has been important to me, but even more so now that I have kids. I want them to get a college education and don't want to be a hypocrit. I also feel with more schooling I will be better equipped to do my job. I have been there for a long time and I am good at what I can do, but in everything in life there is always room for improvement. So I start my path to better myself with day one of the rest of my life. I am excited and motivated! I will be back after week one and note how it is going. So until next time.